Nevertheless you need to consider that you will have lost any money and effort that you had spent to put together the reference information that we require. So please consider carefully your circumstances before applying. We can give an indication of whether you are likely to pass or not a check based on the information that you have given us. However our experience shows that Credit and Reference Checks fail because either the applicant held information back, or their employer / guarantor failed to respond to the referencing process promptly.
Please ask us for advise, and share all the information with us, if you feel that the Credit and Reference Check may be a problem for you.